For a starting-level character, the template is as follows:
- Attributes 7/5/3
- Abilities 13/9/5
- Backgrounds 5
- Arts: 3
- Realms: 5
- Willpower: 4
- Glamour: 4
- Banality: 3
- Tempers: adjust by Seeming
- Freebies: 15
Some variances may apply for non-Humanity-based characters; follow the 20th Anniversary